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The Alfredo Rivera Group | Beatus Realty
MythS & Truths
Myth: New Construction is more expensive and harder to obtain than pre-existing homes.
Truth: Many new construction homes offer builder incentives, closing cost credits, and energy-efficient savings that can make them comparable—or even more affordable—than resale properties. In many cases, it may also be easier to get approved when working with a builder’s preferred lender, due to the incentives that builders provide. We can guide you through these builder incentives and help you navigate the entire purchase process with confidence.
Myth: Going directly to the listing agent will get you a better deal.
Truth: The listing agent works for the seller, while your own buyer’s agent represents your interests. Under current real-estate practices, commission rates are negotiable. Buyers are encouraged to review and sign a buyer representation agreement that outlines services and fees. Whether compensation is offered by the seller or negotiated directly, representation ensures you have an advocate in your corner.
Myth: The market is too competitive to buy right now
Truth: With the right strategy, local insights, and professional guidance, buyers continue to find excellent opportunities—even in competitive markets.
Myth: You need a 20% down payment to buy a home.
Truth: There are multiple financing options available today that allow qualified buyers to purchase with less than 20% down. We can connect you with trusted local lenders who can outline the options available and help determine which financing plan best fits your goals.